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New Jersey No-Fault Insurance Laws

New Jersey No-Fault Insurance Laws

Protecting Your Interests After an Accident

Most drivers do not take the time to review their New Jersey no-fault insurance until they are involved in an accident. Once you have been involved in an accident, you may find that reading your policy creates more questions than it answers.

At Palmisano & Goodman, P.A., we are highly knowledgeable about New Jersey insurance laws, including no-fault policies. We can provide you with guidance and answer all of your questions about your policy and how it relates to the accident you have been in.

We fight for the rights of accident victims throughout:

  • Woodbridge
  • Middlesex County
  • And the surrounding communities

If you or a loved one have been injured in an accident, our attorneys offer a free initial consultation to review your insurance policy and answer your questions.

Is New Jersey a No-Fault Insurance State?

New Jersey is a no-fault insurance state, which simply means that regardless of who was at fault, your own personal injury protection (PIP) coverage will pay for your medical bills up to a certain level. 

There are certain limitations to this, as PIP only covers these bills as long as the medical care is reasonable, necessary, and causally related to the accident.

Navigating Your Insurance Policy

Depending on the seriousness of your injury and whether you chose limitation on lawsuit threshold or no threshold coverage, our Woodbridge, NJ car accident lawyers may be able to pursue a personal injury claim against the at-fault driver for damages.

What Compensation is Available in a Car Accident in New Jersey?

We can help you to pursue compensation for the following:

  • Medical bills above your PIP limit
  • Future medical bills
  • Pain and suffering
  • Loss of enjoyment of life
  • Disability
  • Past and future lost wages

Experienced Personal Injury Attorneys

Our Woodbridge no-fault insurance attorneys can help you file your claim and serve as your advocate if you have issues with your doctor or your insurance coverage. 

With more than 100+ combined years of experience in the field of personal injury, we have achieved settlements or jury verdicts of hundreds of millions. You can depend on our firm to provide quality representation and attentive legal care.


For a free consultation to discuss your needs, please contact us at (732) 709-4400.


  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

Our Victories

  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

What Clients Are Saying

Read Our Reviews
  • “Best decision we ever made.”
    My boyfriend got into a bad accident and we were recommended through a good friend to come talk to the Goodman's. Best decision we ever made. They are very professional and they truly do care about their work and their clients.
    - Becky P.
  • “I assure you that you will have a pleasant experience as everyone in this office are nothing less than kind and helpful.”
    After suffering from an injury to my shoulder due to an unfortunate car accident, I decided to go to the office and speak with Mr. Goodman. Right from the beginning, I noticed how kind and welcoming the secretaries were which automatically left a great first impression. Mr. Goodman was always very honest and wanted nothing more than for me to make a speedy recovery. I was pleased to know that my lawyer cared not only about my case, but my well-being, too. It is evident that Mr. Goodman is extremely knowledgable and makes an effort to fully discuss the pros and cons of every aspect of the case. In my situation, a settlement was made less than a year after I first stepped into Mr. Goodman's office and I can definitely say I am pleased with the outcome. Because this law firm has successfully helped me reach a satisfying settlement, I would highly recommend this law firm to anyone. I assure you that you will have a pleasant experience as everyone in this office are nothing less than kind and helpful.
    - Emily S.
  • “I would highly recommend them for any of your legal needs, they're just all around great people!”
    Greg and the whole team have been phenomenal throughout my whole experience. They were always just a phone call away, kept me up to date on everything and went out of their way to make sure I understood all the legal things/terms that came into play. I would highly recommend them for any of your legal needs, they're just all around great people!
    - Wayne
  • “Now I have piece of mind for my future.”
    Gregory Goodman and all of the lawyers at his firm (Palmisano and Goodman) go above and beyond to make sure there clients receive due compensation. He helped me through the entire legal process. He happily answered every question I had and every phone call I made. I am extremely satisfied that the work he did provided me with great compensation for my injuries. Now I have piece of mind for my future.
    - Kimberly
  • “Great people. Outstanding service.”
    Great people. Outstanding service.
    - Robert B.

Contact Us Today

At Palmisano & Goodman, P.A., we're always ready to take your calls! Give us a call or fill out the form below to contact one of our team members.

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