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New Jersey No-Fault Insurance Laws

Protecting Your Interests After an Accident

Most drivers do not take the time to review their New Jersey no-fault insurance until they are involved in an accident. Once you have been involved in an accident, you may find that reading your policy creates more questions than it answers. At Palmisano & Goodman, P.A., we are highly knowledgeable about New Jersey insurance laws, including no-fault policies. We can provide you with guidance and answer all of your questions about your policy and how it relates to the accident you have been in.

We fight for the rights of accident victims throughout Woodbridge, Middlesex County, and the surrounding communities. If you or a loved one have been injured in an accident, our attorneys offer a free initial consultation to review your insurance policy and answer your questions.

Fault in New Jersey Insurance Law

New Jersey is a no-fault state. This means that regardless of who was at fault, the insurance of each driver will pay for their medical bills following an accident. All drivers in New Jersey are required to carry personal injury protection (PIP), totaling $15,000 per person.

Your own PIP coverage will pay for your medical bills up to a certain amount. However, PIP only covers these bills as long as the medical care is reasonable, necessary, and causally related to the accident.

Depending on the seriousness of your injury and whether you chose limitation on lawsuit threshold or no threshold coverage, our Woodbridge, NJ car accident lawyers may be able to pursue a personal injury claim against the at-fault driver for damages.

We can help you to pursue compensation for the following:

  • Medical bills above your PIP limit.
  • Future medical bills.
  • Pain and suffering.
  • Loss of enjoyment of life.
  • Disability.
  • Past and future lost wages.

Experienced Personal Injury Attorneys

Our Woodbridge motor vehicle accident attorneys can help you file your claim and serve as your advocate if you have issues with your doctor or your insurance coverage. With more than 40 years of experience in the field of personal injury, we have achieved settlements or jury verdicts of hundreds of millions. You can depend on our firm to provide quality representation and attentive legal care.

For a free consultation to discuss your needs, please contact us at (732) 709-4400.

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