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New Jersey No-Fault Insurance Laws

New Jersey No-Fault Insurance Laws

Protecting Your Interests After an Accident

Most drivers do not take the time to review their New Jersey no-fault insurance until they are involved in an accident. Once you have been involved in an accident, you may find that reading your policy creates more questions than it answers.

At Palmisano & Goodman, P.A., we are highly knowledgeable about New Jersey insurance laws, including no-fault policies. We can provide you with guidance and answer all of your questions about your policy and how it relates to the accident you have been in.

We fight for the rights of accident victims throughout:

  • Woodbridge
  • Middlesex County
  • And the surrounding communities

If you or a loved one have been injured in an accident, our attorneys offer a free initial consultation to review your insurance policy and answer your questions.

Is New Jersey a No-Fault Insurance State?

New Jersey is a no-fault insurance state, which simply means that regardless of who was at fault, your own personal injury protection (PIP) coverage will pay for your medical bills up to a certain level. 

There are certain limitations to this, as PIP only covers these bills as long as the medical care is reasonable, necessary, and causally related to the accident.

Navigating Your Insurance Policy

Depending on the seriousness of your injury and whether you chose limitation on lawsuit threshold or no threshold coverage, our Woodbridge, NJ car accident lawyers may be able to pursue a personal injury claim against the at-fault driver for damages.

What Compensation is Available in a Car Accident in New Jersey?

We can help you to pursue compensation for the following:

  • Medical bills above your PIP limit
  • Future medical bills
  • Pain and suffering
  • Loss of enjoyment of life
  • Disability
  • Past and future lost wages

Experienced Personal Injury Attorneys

Our Woodbridge no-fault insurance attorneys can help you file your claim and serve as your advocate if you have issues with your doctor or your insurance coverage. 

With more than 100+ combined years of experience in the field of personal injury, we have achieved settlements or jury verdicts of hundreds of millions. You can depend on our firm to provide quality representation and attentive legal care.


For a free consultation to discuss your needs, please contact us at (732) 709-4400.


  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

Our Victories

  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

What Clients Are Saying

Read Our Reviews
  • “I have total confidence in them.”
    Palmisano and Goodman represented me in a automobile accident. I have never been involved in a lawsuit before. All I can say is that they will be there for you every step of the way and will work hard for your rights. I have total confidence in them. Outcome Successful! !!! Thank you Maureen
    - Irene K.
  • “Absolutely awesome in every way.”
    Absolutely awesome in every way. I would rate them ten stars, if I could. Brian consistently went above and beyond to assist me, kept all of his promises, and was always on time for meetings, phone calls, and appointments. Their staff is highly knowledgeable and treated me like royalty, every step of the way. I can't speak highly enough for Palmisano and Goodman.
    - Philip N.
  • “Everyone at the firm was kind, responsive, extremely competent, and expertly guided me every step of the way.”
    We chose to contact Palmisano & Goodman after my accident because of their reputation for being extremely competent AND ethical. Everyone at the firm was kind, responsive, extremely competent, and expertly guided me every step of the way. I never had to call for an update on my case as Bob Goodman routinely called to keep me advised and to check on my medical progress. At times when I was overwhelmed by everything, Bob Goodman took the time to calm me down and reassure me. He is professional and compassionate and obviously cares about his client's well-being. He always told me what to expect and made me feel protected and expertly represented. We eventually settled at mediation and I’m profoundly grateful to everyone at Palmisano & Goodman. If you need an attorney, do not hesitate to contact them.
    - Mary W.
  • “The team here is great!”
    The team here is great! They are very knowledgeable, helpful, and will really fight for you. I am very pleased with the service and results I received.
    - Michelle S.
  • “I truly appreciate all of your hard work and dedication.”
    Greg, Anne Marie, and the rest of the team at Palmisano & Goodman were professional, knowledgeable, and organized from day one of my case. The accident I was involved in brought on a lot of physical and emotional stress and this legal team was very compassionate and supportive. They kept me completely informed and prepared for each step of the process. Greg was prompt in responding to any questions I had and was always transparent about the details I needed to know. I am very pleased with the results of my settlement and would highly recommend Palmisano & Goodman for anyone in need of legal services. A special thanks to Greg and Anne Marie: I truly appreciate all of your hard work and dedication.
    - Mike C.

Contact Us Today

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