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New Jersey No-Fault Insurance Laws

New Jersey No-Fault Insurance Laws

Protecting Your Interests After an Accident

Most drivers do not take the time to review their New Jersey no-fault insurance until they are involved in an accident. Once you have been involved in an accident, you may find that reading your policy creates more questions than it answers.

At Palmisano & Goodman, P.A., we are highly knowledgeable about New Jersey insurance laws, including no-fault policies. We can provide you with guidance and answer all of your questions about your policy and how it relates to the accident you have been in.

We fight for the rights of accident victims throughout:

  • Woodbridge
  • Middlesex County
  • And the surrounding communities

If you or a loved one have been injured in an accident, our attorneys offer a free initial consultation to review your insurance policy and answer your questions.

Is New Jersey a No-Fault Insurance State?

New Jersey is a no-fault insurance state, which simply means that regardless of who was at fault, your own personal injury protection (PIP) coverage will pay for your medical bills up to a certain level. 

There are certain limitations to this, as PIP only covers these bills as long as the medical care is reasonable, necessary, and causally related to the accident.

Navigating Your Insurance Policy

Depending on the seriousness of your injury and whether you chose limitation on lawsuit threshold or no threshold coverage, our Woodbridge, NJ car accident lawyers may be able to pursue a personal injury claim against the at-fault driver for damages.

What Compensation is Available in a Car Accident in New Jersey?

We can help you to pursue compensation for the following:

  • Medical bills above your PIP limit
  • Future medical bills
  • Pain and suffering
  • Loss of enjoyment of life
  • Disability
  • Past and future lost wages

Experienced Personal Injury Attorneys

Our Woodbridge no-fault insurance attorneys can help you file your claim and serve as your advocate if you have issues with your doctor or your insurance coverage. 

With more than 100+ combined years of experience in the field of personal injury, we have achieved settlements or jury verdicts of hundreds of millions. You can depend on our firm to provide quality representation and attentive legal care.


For a free consultation to discuss your needs, please contact us at (732) 709-4400.


  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

Our Victories

  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

What Clients Are Saying

Read Our Reviews
  • “Now I have piece of mind for my future.”
    Gregory Goodman and all of the lawyers at his firm (Palmisano and Goodman) go above and beyond to make sure there clients receive due compensation. He helped me through the entire legal process. He happily answered every question I had and every phone call I made. I am extremely satisfied that the work he did provided me with great compensation for my injuries. Now I have piece of mind for my future.
    - Kimberly
  • “Truly amazing & knowledgeable.”
    “Thank you so much to the team at Palmisano & Goodman, it has been a pleasure.”
    - Kiannette M.
  • “The entire staff was absolutely fantastic.”
    The entire staff was absolutely fantastic. I knew every step of the process that was going on and Mr. Greg Goodman explained all the laws that pertained to me. I would definitely highly recommend Palmisano & Goodman for any case.
    - Keith
  • “I have total confidence in them.”
    Palmisano and Goodman represented me in a automobile accident. I have never been involved in a lawsuit before. All I can say is that they will be there for you every step of the way and will work hard for your rights. I have total confidence in them. Outcome Successful! !!! Thank you Maureen
    - Irene K.
  • “I would highly recommend Greg Goodman to anyone in need of strong, capable legal representation.”
    Greg Goodman and his firm, Palmisano & Goodman, recently represented me for a personal injury case. He was professional, knowledgeable, and very trustworthy. He and his associates dedicated a great deal of time, over a two and a half year period, to me and my needs as a client. He explained everything, every step of the way. I would highly recommend Greg Goodman to anyone in need of strong, capable legal representation.
    - Thomas

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