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New Jersey No-Fault Insurance Laws

New Jersey No-Fault Insurance Laws

Protecting Your Interests After an Accident

Most drivers do not take the time to review their New Jersey no-fault insurance until they are involved in an accident. Once you have been involved in an accident, you may find that reading your policy creates more questions than it answers.

At Palmisano & Goodman, P.A., we are highly knowledgeable about New Jersey insurance laws, including no-fault policies. We can provide you with guidance and answer all of your questions about your policy and how it relates to the accident you have been in.

We fight for the rights of accident victims throughout:

  • Woodbridge
  • Middlesex County
  • And the surrounding communities

If you or a loved one has been injured in an accident, our attorneys offer a free initial consultation to review your insurance policy and answer your questions.

Is New Jersey a No-Fault Insurance State?

New Jersey is a no-fault insurance state, which simply means that regardless of who was at fault, your own personal injury protection (PIP) coverage will pay for your medical bills up to a certain level. 

There are certain limitations to this, as PIP only covers these bills as long as the medical care is reasonable, necessary, and causally related to the accident.

Navigating Your Insurance Policy

Depending on the seriousness of your injury and whether you chose limitation on lawsuit threshold or no threshold coverage, our Woodbridge, NJ car accident lawyers may be able to pursue a personal injury claim against the at-fault driver for damages.

What Compensation is Available in a Car Accident in New Jersey?

We can help you to pursue compensation for the following:

  • Medical bills above your PIP limit
  • Future medical bills
  • Pain and suffering
  • Loss of enjoyment of life
  • Disability
  • Past and future lost wages

Experienced Personal Injury Attorneys

Our Woodbridge no-fault insurance attorneys can help you file your claim and serve as your advocate if you have issues with your doctor or your insurance coverage. 

With more than 100 combined years of experience in the field of personal injury, we have achieved settlements or jury verdicts of hundreds of millions. You can depend on our firm to provide quality representation and attentive legal care.


For a free consultation to discuss your needs, please contact us at (732) 709-4400.


  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

Our Victories

  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

What Clients Are Saying

Read Our Reviews
  • “Truly amazing and knowledgeable.”
    Had the pleasure of working with Palmisano & Goodman, P.A. Their professionalism, knowledge, and care for clients are unmatched. Always kept me updated during every step of my case. Highly recommend them if you're looking for lawyers who put clients first. Thank you to the team, it has been a pleasure.
    - Kiannette M.
  • “Expert Team!”
    Palmisano and Goodman handled our case in top notch fashion.They couldn’t have been more professional,kind,and courteous.What separates them from the rest is their personal touch.They were always extremely attentive and accommodating.Brian and the rest of their expert team made the whole process seamless;from beginning to end.There was no anxiety whatsoever!We couldn’t have been more pleased with the outcome of our case. Thank you
    - ADP
  • “Absolutely awesome in every way.”
    Absolutely awesome in every way. I would rate them ten stars, if I could. Brian consistently went above and beyond to assist me, kept all of his promises, and was always on time for meetings, phone calls, and appointments. Their staff is highly knowledgeable and treated me like royalty, every step of the way. I can't speak highly enough for Palmisano and Goodman.
    - Philip N.
  • “I would highly recommend them for any of your legal needs, they're just all around great people!”
    Greg and the whole team have been phenomenal throughout my whole experience. They were always just a phone call away, kept me up to date on everything and went out of their way to make sure I understood all the legal things/terms that came into play. I would highly recommend them for any of your legal needs, they're just all around great people!
    - Wayne
  • “He kept his word & guided me throughout my entire case.”
    “From the first day I stepped into Gregory Goodman’s office I felt completely comfortable with him.”
    - Sam R.

Contact Us Today

At Palmisano & Goodman, P.A., we're always ready to take your calls! Give us a call or fill out the form below to contact one of our team members.

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