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New Jersey No-Fault Insurance Laws

New Jersey No-Fault Insurance Laws

Protecting Your Interests After an Accident

Most drivers do not take the time to review their New Jersey no-fault insurance until they are involved in an accident. Once you have been involved in an accident, you may find that reading your policy creates more questions than it answers.

At Palmisano & Goodman, P.A., we are highly knowledgeable about New Jersey insurance laws, including no-fault policies. We can provide you with guidance and answer all of your questions about your policy and how it relates to the accident you have been in.

We fight for the rights of accident victims throughout:

  • Woodbridge
  • Middlesex County
  • And the surrounding communities

If you or a loved one have been injured in an accident, our attorneys offer a free initial consultation to review your insurance policy and answer your questions.

Is New Jersey a No-Fault Insurance State?

New Jersey is a no-fault insurance state, which simply means that regardless of who was at fault, your own personal injury protection (PIP) coverage will pay for your medical bills up to a certain level. 

There are certain limitations to this, as PIP only covers these bills as long as the medical care is reasonable, necessary, and causally related to the accident.

Navigating Your Insurance Policy

Depending on the seriousness of your injury and whether you chose limitation on lawsuit threshold or no threshold coverage, our Woodbridge, NJ car accident lawyers may be able to pursue a personal injury claim against the at-fault driver for damages.

What Compensation is Available in a Car Accident in New Jersey?

We can help you to pursue compensation for the following:

  • Medical bills above your PIP limit
  • Future medical bills
  • Pain and suffering
  • Loss of enjoyment of life
  • Disability
  • Past and future lost wages

Experienced Personal Injury Attorneys

Our Woodbridge no-fault insurance attorneys can help you file your claim and serve as your advocate if you have issues with your doctor or your insurance coverage. 

With more than 100+ combined years of experience in the field of personal injury, we have achieved settlements or jury verdicts of hundreds of millions. You can depend on our firm to provide quality representation and attentive legal care.


For a free consultation to discuss your needs, please contact us at (732) 709-4400.


  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

Our Victories

  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

What Clients Are Saying

Read Our Reviews
  • “Your firm truly earned and deserved the Super Lawyers title.”

    Very courteous, kind, professional & punctual with time and actions.

    - Mark(us). H
  • “I assure you that you will have a pleasant experience as everyone in this office are nothing less than kind and helpful.”
    After suffering from an injury to my shoulder due to an unfortunate car accident, I decided to go to the office and speak with Mr. Goodman. Right from the beginning, I noticed how kind and welcoming the secretaries were which automatically left a great first impression. Mr. Goodman was always very honest and wanted nothing more than for me to make a speedy recovery. I was pleased to know that my lawyer cared not only about my case, but my well-being, too. It is evident that Mr. Goodman is extremely knowledgable and makes an effort to fully discuss the pros and cons of every aspect of the case. In my situation, a settlement was made less than a year after I first stepped into Mr. Goodman's office and I can definitely say I am pleased with the outcome. Because this law firm has successfully helped me reach a satisfying settlement, I would highly recommend this law firm to anyone. I assure you that you will have a pleasant experience as everyone in this office are nothing less than kind and helpful.
    - Emily S.
  • “I could not recommend them highly enough.”
    Excellent service throughout the whole process from a knowledgeable, compassionate, family firm. They went above and beyond for me. I could not recommend them highly enough.
    - Michael O.
  • “The kindness of Mr. Goodman and his emotionally supportive team helped me get through this stressful time in my life.”
    A devastating slip-and-fall injury resulted in a premature termination of my professional career. I was subsequently referred to Palmisano and Goodman by a friend who is an attorney. Thanks to Mr. Robert Goodman, I was maximally compensated for my loss. His expertise, perseverance, and honesty guided me through this difficult time in my life. Mr. Robert Goodman is highly respected among his legal colleagues. Bob is conscientious, knowledgeable, and personable.The kindness of Mr. Goodman and his emotionally supportive team helped me get through this stressful time in my life.I cannot thank Bob Goodman enough. I highly recommend Palmisano and Goodman for any of your legal needs.
    - Mary P.
  • “Excellent law firm - wonderful to work with!”
    Bob Goodman, Aurora and the amazing staff at Palmisano & Goodman are attentive, knowledgeable and respectful. They are a law firm of high integrity. I was very happy with the outcome of my case and would happily refer this law firm to anyone looking for quality and honesty.
    - Debbie

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