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New Jersey No-Fault Insurance Laws

New Jersey No-Fault Insurance Laws

Protecting Your Interests After an Accident

Most drivers do not take the time to review their New Jersey no-fault insurance until they are involved in an accident. Once you have been involved in an accident, you may find that reading your policy creates more questions than it answers.

At Palmisano & Goodman, P.A., we are highly knowledgeable about New Jersey insurance laws, including no-fault policies. We can provide you with guidance and answer all of your questions about your policy and how it relates to the accident you have been in.

We fight for the rights of accident victims throughout:

  • Woodbridge
  • Middlesex County
  • And the surrounding communities

If you or a loved one has been injured in an accident, our attorneys offer a free initial consultation to review your insurance policy and answer your questions.

Is New Jersey a No-Fault Insurance State?

New Jersey is a no-fault insurance state, which simply means that regardless of who was at fault, your own personal injury protection (PIP) coverage will pay for your medical bills up to a certain level. 

There are certain limitations to this, as PIP only covers these bills as long as the medical care is reasonable, necessary, and causally related to the accident.

Navigating Your Insurance Policy

Depending on the seriousness of your injury and whether you chose limitation on lawsuit threshold or no threshold coverage, our Woodbridge, NJ car accident lawyers may be able to pursue a personal injury claim against the at-fault driver for damages.

What Compensation is Available in a Car Accident in New Jersey?

We can help you to pursue compensation for the following:

  • Medical bills above your PIP limit
  • Future medical bills
  • Pain and suffering
  • Loss of enjoyment of life
  • Disability
  • Past and future lost wages

Experienced Personal Injury Attorneys

Our Woodbridge no-fault insurance attorneys can help you file your claim and serve as your advocate if you have issues with your doctor or your insurance coverage. 

With more than 100 combined years of experience in the field of personal injury, we have achieved settlements or jury verdicts of hundreds of millions. You can depend on our firm to provide quality representation and attentive legal care.


For a free consultation to discuss your needs, please contact us at (732) 709-4400.


  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

Our Victories

  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

What Clients Are Saying

Read Our Reviews
  • “I highly recommend the Goodman firm!”
    I am 67 years old. I hurt my neck on a business property and needed a fusion to repair herniated discs. The insurance companies hired three attorneys who blamed me for the accident. It was upsetting but Mr. Goodman kept me calm and patient. He then did an amazing job of showing the condition was dangerous, they knew about it, and didn't fix it. After he cross examined the defense doctor, the insurance companies' attorneys asked for a conference and we settled for one million dollars. I highly recommend the Goodman firm!
    - Rob S.
  • “Super Lawyers title well earned and deserved.”
    Super Lawyers title well earned and deserved. I highly recommend the Goodman firm. Very professional, dedicated and outstanding results. Maureen is my best lawyer, she explains the case tackling all corners of it until you understand clearly your rights and obligations, she never leaves you hanging in the grey. Just be honest and tell her everything. With the Goodman(s), you will see that you are in good hands, Maureen put her clients interests first and fiercely fight for you. I will only and forever use Maureen Goodman(s) should any legal cases come my way. I was highly satisfied with Palmisano and Goodman representation/ Maureen. Hire Palmisano and Goodman/ Maureen for your legal representation and remember my comment and review here.
    - Mark Hamri
  • “The entire staff was absolutely fantastic.”
    The entire staff was absolutely fantastic. I knew every step of the process that was going on and Mr. Greg Goodman explained all the laws that pertained to me. I would definitely highly recommend Palmisano & Goodman for any case.
    - Keith
  • “I would highly recommend Greg Goodman to anyone in need of strong, capable legal representation.”
    Greg Goodman and his firm, Palmisano & Goodman, recently represented me for a personal injury case. He was professional, knowledgeable, and very trustworthy. He and his associates dedicated a great deal of time, over a two and a half year period, to me and my needs as a client. He explained everything, every step of the way. I would highly recommend Greg Goodman to anyone in need of strong, capable legal representation.
    - Thomas
  • “He kept his word & guided me throughout my entire case.”
    “From the first day I stepped into Gregory Goodman’s office I felt completely comfortable with him.”
    - Sam R.

Contact Us Today

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