Skip to Content
Call Us Today! 732-709-4400
Top
New Jersey No-Fault Insurance Laws

New Jersey No-Fault Insurance Laws

Protecting Your Interests After an Accident

Most drivers do not take the time to review their New Jersey no-fault insurance until they are involved in an accident. Once you have been involved in an accident, you may find that reading your policy creates more questions than it answers.

At Palmisano & Goodman, P.A., we are highly knowledgeable about New Jersey insurance laws, including no-fault policies. We can provide you with guidance and answer all of your questions about your policy and how it relates to the accident you have been in.

We fight for the rights of accident victims throughout:

  • Woodbridge
  • Middlesex County
  • And the surrounding communities

If you or a loved one have been injured in an accident, our attorneys offer a free initial consultation to review your insurance policy and answer your questions.

Is New Jersey a No-Fault Insurance State?

New Jersey is a no-fault insurance state, which simply means that regardless of who was at fault, your own personal injury protection (PIP) coverage will pay for your medical bills up to a certain level. 

There are certain limitations to this, as PIP only covers these bills as long as the medical care is reasonable, necessary, and causally related to the accident.

Navigating Your Insurance Policy

Depending on the seriousness of your injury and whether you chose limitation on lawsuit threshold or no threshold coverage, our Woodbridge, NJ car accident lawyers may be able to pursue a personal injury claim against the at-fault driver for damages.

What Compensation is Available in a Car Accident in New Jersey?

We can help you to pursue compensation for the following:

  • Medical bills above your PIP limit
  • Future medical bills
  • Pain and suffering
  • Loss of enjoyment of life
  • Disability
  • Past and future lost wages

Experienced Personal Injury Attorneys

Our Woodbridge no-fault insurance attorneys can help you file your claim and serve as your advocate if you have issues with your doctor or your insurance coverage. 

With more than 100+ combined years of experience in the field of personal injury, we have achieved settlements or jury verdicts of hundreds of millions. You can depend on our firm to provide quality representation and attentive legal care.


For a free consultation to discuss your needs, please contact us at (732) 709-4400.


  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

Our Victories

  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

What Clients Are Saying

Read Our Reviews
  • “It has been a privilege working with Greg Goodman over the last 3.5 years where he represented me in a very difficult & complex personal injury case.”
    It has been a privilege working with Greg Goodman over the last 3.5 years where he represented me in a very difficult & complex personal injury case. He and his team dedicated a great deal of time, over a three and a half year period, to me and my needs as a client. Greg and his team have always been there for my support and any questions throughout the challenging time. Greg is very experienced and knowledgeable in the field of personal injuries which helped me understand my concerns and needs better. I always received proper consulting and my best interest was taken in consideration at all times. It is never an easy time to go through injuries but Greg and his professional team help make this a comfortable journey in the toughest of times. I am very grateful and extremely satisfied with all the hard work that Greg and his team put into my case. I would recommend Greg Goodman and the Palmisano & Goodman Law Firm to the highest degree for your legal needs & representation as their priority lies within their clients.
    - Esha
  • “Always available to answer any questions or concerns.”
    110% satisfaction with this law firm. Maureen was amazing from start to finish. She was working extremely hard to win us the maximum possible settlement award. Always available to answer any questions or concerns. Thank you very much for everything Maureen Patrick and Tana
    - Patrick K
  • “Expert Team!”
    Palmisano and Goodman handled our case in top notch fashion.They couldn’t have been more professional,kind,and courteous.What separates them from the rest is their personal touch.They were always extremely attentive and accommodating.Brian and the rest of their expert team made the whole process seamless;from beginning to end.There was no anxiety whatsoever!We couldn’t have been more pleased with the outcome of our case. Thank you
    - ADP
  • “Maximally compensated for my loss.”
    A devastating slip-and-fall injury ended my career. Referred to Palmisano & Goodman by an attorney friend, I was maximally compensated for my loss. The team’s expertise, perseverance, and kindness guided me through this stressful time. Highly recommend them for any legal needs.
    - Mary P.
  • “Now I have piece of mind for my future.”
    Gregory Goodman and all of the lawyers at his firm (Palmisano and Goodman) go above and beyond to make sure there clients receive due compensation. He helped me through the entire legal process. He happily answered every question I had and every phone call I made. I am extremely satisfied that the work he did provided me with great compensation for my injuries. Now I have piece of mind for my future.
    - Kimberly

Contact Us Today

At Palmisano & Goodman, P.A., we're always ready to take your calls! Give us a call or fill out the form below to contact one of our team members.

  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.
  • By submitting, you agree to receive text messages from Palmisano & Goodman, P.A. at the number provided, including those related to your inquiry, follow-ups, and review requests, via automated technology. Consent is not a condition of purchase. Msg & data rates may apply. Msg frequency may vary. Reply STOP to cancel or HELP for assistance. Acceptable Use Policy