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New Jersey No-Fault Insurance Laws

New Jersey No-Fault Insurance Laws

Protecting Your Interests After an Accident

Most drivers do not take the time to review their New Jersey no-fault insurance until they are involved in an accident. Once you have been involved in an accident, you may find that reading your policy creates more questions than it answers.

At Palmisano & Goodman, P.A., we are highly knowledgeable about New Jersey insurance laws, including no-fault policies. We can provide you with guidance and answer all of your questions about your policy and how it relates to the accident you have been in.

We fight for the rights of accident victims throughout:

  • Woodbridge
  • Middlesex County
  • And the surrounding communities

If you or a loved one has been injured in an accident, our attorneys offer a free initial consultation to review your insurance policy and answer your questions.

Is New Jersey a No-Fault Insurance State?

New Jersey is a no-fault insurance state, which simply means that regardless of who was at fault, your own personal injury protection (PIP) coverage will pay for your medical bills up to a certain level. 

There are certain limitations to this, as PIP only covers these bills as long as the medical care is reasonable, necessary, and causally related to the accident.

Navigating Your Insurance Policy

Depending on the seriousness of your injury and whether you chose limitation on lawsuit threshold or no threshold coverage, our Woodbridge, NJ car accident lawyers may be able to pursue a personal injury claim against the at-fault driver for damages.

What Compensation is Available in a Car Accident in New Jersey?

We can help you to pursue compensation for the following:

  • Medical bills above your PIP limit
  • Future medical bills
  • Pain and suffering
  • Loss of enjoyment of life
  • Disability
  • Past and future lost wages

Experienced Personal Injury Attorneys

Our Woodbridge no-fault insurance attorneys can help you file your claim and serve as your advocate if you have issues with your doctor or your insurance coverage. 

With more than 100 combined years of experience in the field of personal injury, we have achieved settlements or jury verdicts of hundreds of millions. You can depend on our firm to provide quality representation and attentive legal care.


For a free consultation to discuss your needs, please contact us at (732) 709-4400.


  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

Our Victories

  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

What Clients Are Saying

Read Our Reviews
  • “I highly recommend this law firm!”
    It was an amazing experience working with your law firm. I want to thank you for doing such a great job representing me. I had a wonderful experience with you and your staff during a difficult time. your assistance with my case is greatly appreciated. thanks for your support and help. I highly recommend this law firm!
    - Emily D.
  • “Super Lawyers title well earned and deserved.”
    Super Lawyers title well earned and deserved. I highly recommend the Goodman firm. Very professional, dedicated and outstanding results. Maureen is my best lawyer, she explains the case tackling all corners of it until you understand clearly your rights and obligations, she never leaves you hanging in the grey. Just be honest and tell her everything. With the Goodman(s), you will see that you are in good hands, Maureen put her clients interests first and fiercely fight for you. I will only and forever use Maureen Goodman(s) should any legal cases come my way. I was highly satisfied with Palmisano and Goodman representation/ Maureen. Hire Palmisano and Goodman/ Maureen for your legal representation and remember my comment and review here.
    - Mark Hamri
  • “I assure you that you will have a pleasant experience as everyone in this office are nothing less than kind and helpful.”
    After suffering from an injury to my shoulder due to an unfortunate car accident, I decided to go to the office and speak with Mr. Goodman. Right from the beginning, I noticed how kind and welcoming the secretaries were which automatically left a great first impression. Mr. Goodman was always very honest and wanted nothing more than for me to make a speedy recovery. I was pleased to know that my lawyer cared not only about my case, but my well-being, too. It is evident that Mr. Goodman is extremely knowledgable and makes an effort to fully discuss the pros and cons of every aspect of the case. In my situation, a settlement was made less than a year after I first stepped into Mr. Goodman's office and I can definitely say I am pleased with the outcome. Because this law firm has successfully helped me reach a satisfying settlement, I would highly recommend this law firm to anyone. I assure you that you will have a pleasant experience as everyone in this office are nothing less than kind and helpful.
    - Emily S.
  • “The team here are also very well respected in the courtroom.”
    The Goodman's helped myself & my father out after our accidents. They were responsive, affirmative and communicated with is frequently. They also assisted with completing his Will and were helpful in answering his many questions. Everyone in the office is friendly and attentive. I highly recommend contacting this team of lawyers for any of your legal needs. The team here are also very well respected in the courtroom.
    - Christina
  • “Lawyers are the best!”
    The people and the lawyers are the best. They work for their clients
    - Terotha L Frederick

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