
New Jersey No-Fault Insurance Laws
Protecting Your Interests After an Accident
Most drivers do not take the time to review their New Jersey no-fault insurance until they are involved in an accident. Once you have been involved in an accident, you may find that reading your policy creates more questions than it answers.
At Palmisano & Goodman, P.A., we are highly knowledgeable about New Jersey insurance laws, including no-fault policies. We can provide you with guidance and answer all of your questions about your policy and how it relates to the accident you have been in.
We fight for the rights of accident victims throughout:
- Woodbridge
- Middlesex County
- And the surrounding communities
If you or a loved one have been injured in an accident, our attorneys offer a free initial consultation to review your insurance policy and answer your questions.
Is New Jersey a No-Fault Insurance State?
New Jersey is a no-fault insurance state, which simply means that regardless of who was at fault, your own personal injury protection (PIP) coverage will pay for your medical bills up to a certain level.
There are certain limitations to this, as PIP only covers these bills as long as the medical care is reasonable, necessary, and causally related to the accident.
Navigating Your Insurance Policy
Depending on the seriousness of your injury and whether you chose limitation on lawsuit threshold or no threshold coverage, our Woodbridge, NJ car accident lawyers may be able to pursue a personal injury claim against the at-fault driver for damages.
What Compensation is Available in a Car Accident in New Jersey?
We can help you to pursue compensation for the following:
- Medical bills above your PIP limit
- Future medical bills
- Pain and suffering
- Loss of enjoyment of life
- Disability
- Past and future lost wages
Experienced Personal Injury Attorneys
Our Woodbridge no-fault insurance attorneys can help you file your claim and serve as your advocate if you have issues with your doctor or your insurance coverage.
With more than 100+ combined years of experience in the field of personal injury, we have achieved settlements or jury verdicts of hundreds of millions. You can depend on our firm to provide quality representation and attentive legal care.
For a free consultation to discuss your needs, please contact us at (732) 709-4400.

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Bus Accident
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Bicycle Hits Depression in Roadway
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BB Gun Accident
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Back Injury
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Automatic Door Closes on Shopper
Our Victories
- Bus Accident
- Bicycle Hits Depression in Roadway
- BB Gun Accident
- Back Injury
- Automatic Door Closes on Shopper
What Clients Are Saying
Read Our Reviews
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“Lawyers are the best!”
The people and the lawyers are the best. They work for their clients- Terotha L Frederick -
“I highly recommend the Goodman firm!”
I am 67 years old. I hurt my neck on a business property and needed a fusion to repair herniated discs. The insurance companies hired three attorneys who blamed me for the accident. It was upsetting but Mr. Goodman kept me calm and patient. He then did an amazing job of showing the condition was dangerous, they knew about it, and didn't fix it. After he cross examined the defense doctor, the insurance companies' attorneys asked for a conference and we settled for one million dollars. I highly recommend the Goodman firm!- Rob S. -
“Best decision we ever made.”
My boyfriend got into a bad accident and we were recommended through a good friend to come talk to the Goodman's. Best decision we ever made. They are very professional and they truly do care about their work and their clients.- Becky P. -
“Always available to answer any questions or concerns.”
110% satisfaction with this law firm. Maureen was amazing from start to finish. She was working extremely hard to win us the maximum possible settlement award. Always available to answer any questions or concerns. Thank you very much for everything Maureen Patrick and Tana- Patrick K -
“Simply the best ever.”
I highly recommend Palmisano & Goodman, P.A. They are courteous, kind, professional, and punctual. They handle cases in a clear and transparent way, explaining every angle. I was highly satisfied with the results despite obstacles. They truly deserve the Super Lawyers title.- Mark(us). H