Skip to Content
Call Us Today! 732-709-4400
Top
New Jersey No-Fault Insurance Laws

New Jersey No-Fault Insurance Laws

Protecting Your Interests After an Accident

Most drivers do not take the time to review their New Jersey no-fault insurance until they are involved in an accident. Once you have been involved in an accident, you may find that reading your policy creates more questions than it answers.

At Palmisano & Goodman, P.A., we are highly knowledgeable about New Jersey insurance laws, including no-fault policies. We can provide you with guidance and answer all of your questions about your policy and how it relates to the accident you have been in.

We fight for the rights of accident victims throughout:

  • Woodbridge
  • Middlesex County
  • And the surrounding communities

If you or a loved one has been injured in an accident, our attorneys offer a free initial consultation to review your insurance policy and answer your questions.

Is New Jersey a No-Fault Insurance State?

New Jersey is a no-fault insurance state, which simply means that regardless of who was at fault, your own personal injury protection (PIP) coverage will pay for your medical bills up to a certain level. 

There are certain limitations to this, as PIP only covers these bills as long as the medical care is reasonable, necessary, and causally related to the accident.

Navigating Your Insurance Policy

Depending on the seriousness of your injury and whether you chose limitation on lawsuit threshold or no threshold coverage, our Woodbridge, NJ car accident lawyers may be able to pursue a personal injury claim against the at-fault driver for damages.

What Compensation is Available in a Car Accident in New Jersey?

We can help you to pursue compensation for the following:

  • Medical bills above your PIP limit
  • Future medical bills
  • Pain and suffering
  • Loss of enjoyment of life
  • Disability
  • Past and future lost wages

Experienced Personal Injury Attorneys

Our Woodbridge no-fault insurance attorneys can help you file your claim and serve as your advocate if you have issues with your doctor or your insurance coverage. 

With more than 100 combined years of experience in the field of personal injury, we have achieved settlements or jury verdicts of hundreds of millions. You can depend on our firm to provide quality representation and attentive legal care.


For a free consultation to discuss your needs, please contact us at (732) 709-4400.


  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

Our Victories

  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

What Clients Are Saying

Read Our Reviews
  • “Extremely happy with the outcome!”
    When I got injured, it was overwhelming. I called Palmisano & Goodman, P.A., and they took care of everything from the beginning. I was extremely happy with the outcome. Thanks to everyone for their hard work! I would definitely recommend them to anyone needing representation.
    - Vivian X.
  • “I was extremely happy with the outcome.”
    “Thanks to everyone for their hard work! I would definitely recommend them to anyone that would need an attorney to represent them.”
    - Vivian X.
  • “Excellent law firm - wonderful to work with!”
    Bob Goodman, Aurora and the amazing staff at Palmisano & Goodman are attentive, knowledgeable and respectful. They are a law firm of high integrity. I was very happy with the outcome of my case and would happily refer this law firm to anyone looking for quality and honesty.
    - Debbie
  • “I truly appreciate all of your hard work and dedication.”
    Greg, Anne Marie, and the rest of the team at Palmisano & Goodman were professional, knowledgeable, and organized from day one of my case. The accident I was involved in brought on a lot of physical and emotional stress and this legal team was very compassionate and supportive. They kept me completely informed and prepared for each step of the process. Greg was prompt in responding to any questions I had and was always transparent about the details I needed to know. I am very pleased with the results of my settlement and would highly recommend Palmisano & Goodman for anyone in need of legal services. A special thanks to Greg and Anne Marie: I truly appreciate all of your hard work and dedication.
    - Mike C.
  • “I assure you that you will have a pleasant experience as everyone in this office are nothing less than kind and helpful.”
    After suffering from an injury to my shoulder due to an unfortunate car accident, I decided to go to the office and speak with Mr. Goodman. Right from the beginning, I noticed how kind and welcoming the secretaries were which automatically left a great first impression. Mr. Goodman was always very honest and wanted nothing more than for me to make a speedy recovery. I was pleased to know that my lawyer cared not only about my case, but my well-being, too. It is evident that Mr. Goodman is extremely knowledgable and makes an effort to fully discuss the pros and cons of every aspect of the case. In my situation, a settlement was made less than a year after I first stepped into Mr. Goodman's office and I can definitely say I am pleased with the outcome. Because this law firm has successfully helped me reach a satisfying settlement, I would highly recommend this law firm to anyone. I assure you that you will have a pleasant experience as everyone in this office are nothing less than kind and helpful.
    - Emily S.

Contact Us Today

At Palmisano & Goodman, P.A., we're always ready to take your calls! Give us a call or fill out the form below to contact one of our team members.

  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.
  • Opt-in to receive SMS updates from Palmisano & Goodman, P.A.
    By checking this box, I agree to receive SMS text messages from Palmisano & Goodman, P.A. related to appointment reminders, property updates, account notifications, and customer service communications. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance. Consent is not a condition of purchase. View our Privacy Policy and Terms & Conditions.
By providing your phone number, you agree to receive text messages from Palmisano & Goodman, P.A.
Message and data rates may apply. Message frequency varies. Reply STOP to opt-out, HELP for help.
View our Privacy Policy and Terms & Conditions.